Australian pay, made clear
Australian Pay Calculator 2026–27
Work out your take-home pay, check a payslip or find the salary you need.
2026–27 rates · 12% super · Sources & verification dates
Medicare low-income thresholds are provisional.
Example using $85,000 a year
Take-home pay
$67,600
per year
An annual tax estimate, divided into your chosen pay period.
| Gross cash salary | $85,000.00 |
|---|---|
| Income tax | −$15,720.00 |
| Low income tax offset applied | |
| Medicare levy | −$1,680.00 |
| Medicare levy surcharge | |
| HECS-HELP repayment | |
| Salary sacrificed to super | |
| Excess-contribution tax offset | |
| Take-home pay | $67,600.00 |
| Employer super, separately | $10,200.00 |
| Total package including overtime | $95,200.00 |
- Marginal rate
- 30%
- Effective rate
- 20.5%
Compare all pay periods
| Period | Gross | Take-home |
|---|---|---|
| Week | $1,634.62 | $1,300.00 |
| Fortnight | $3,269.23 | $2,600.00 |
| Month | $7,083.33 | $5,633.33 |
| Year | $85,000.00 | $67,600.00 |
Published formulas, dated sources and reproducible calculation checks. See the checks · Rate sources · How it works
Plan your next pay decision
Where the tax comes from
Only the income within each bracket is taxed at that bracket’s rate. After eligible deductions, your taxable income is $84,000.
| Income in bracket | Rate | Tax |
|---|---|---|
| $0.00 – $18,200.00 | 0% | $0.00 |
| $18,200.00 – $45,000.00 | 15% | $4,020.00 |
| $45,000.00 – $135,000.00 | 30% | $11,700.00 |
Australian salary after tax: worked examples
Compare annual salaries with monthly and fortnightly take-home averages for 2026–27. Select a salary for its full breakdown and HELP comparison.
| Annual gross salary | Annual take-home | Monthly average | Fortnightly average |
|---|---|---|---|
| $60,000.00 salary after tax | $50,715.00 | $4,226.25 | $1,950.58 |
| $80,000.00 salary after tax | $64,200.00 | $5,350.00 | $2,469.23 |
| $85,000.00 salary after tax | $67,600.00 | $5,633.33 | $2,600.00 |
| $100,000.00 salary after tax | $77,800.00 | $6,483.33 | $2,992.31 |
| $120,000.00 salary after tax | $90,210.00 | $7,517.50 | $3,469.62 |
| $150,000.00 salary after tax | $108,957.50 | $9,079.79 | $4,190.67 |
These are annual tax estimates, not payslip withholding. Medicare low-income thresholds are provisional. Read the assumptions.
Understand your pay result
Does my salary include super?
A package including super must be split into cash salary and employer super before calculating take-home pay. Select “Salary includes employer super” to model this. See the salary package explanation.
Why is my payslip different from an annual estimate?
Payroll uses withholding schedules and rounding for each pay period. Annual estimates use your year's taxable income after eligible deductions. Choose “Payslip estimate” to model regular withholding, or read why PAYG and annual tax can differ.
What does a pay rise add to take-home pay?
Compare the annual net amounts before and after the increase. Income tax, Medicare and HELP can change the amount you keep. Use the pay rise calculator or compare two job offers.